Can you pay by installments?

Once the price of your Guardian Plan is agreed, you can either:

  • pay in full; or
  • pay by regular monthly instalments

By authorising a direct debit against your bank account you do not have to worry about remembering to make the payments – it happens automatically.

Should you elect to pay by instalment; an initial contribution up front will be required. This will be followed up by monthly instalments over a period to suit you - up to 36 months.

Once all instalments have been received on time, the previously agreed Guardian Plan price is fixed forever.

If the Guardian Plan is required before the instalments are fully paid, then provided your payments are up-to-date, Guardian Plan may on request, ensure that all instalments are put towards the agreed cost of the actual funeral with the participating Guardian Plan funeral director. Any shortfall will be payable to the funeral director at that time.

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