Available at 250+ funeral homes across Australia

Shape your legacy with confidence. Take control of your final chapter with a prepaid funeral from Australia’s leading provider of funerals, cemetery and related services. 

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Why pre-plan your funeral?

Planning ahead is a gift – to yourself and to your family. It helps spare your loved ones the financial and logistical burden of planning your farewell and may bring you peace of mind, knowing things are taken care of.

 

With Guardian Plan, you can plan your funeral, your way.

Locked-in prices and flexibility where it counts

Guardian Plan lets you pay for your funeral at today’s prices, protecting your family from inflation and unexpected costs.

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Protected from rising costs

The cost of selected inclusions in your prepaid funeral plan is fixed at today’s prices, protecting them from future inflation.

Secure under APRA Regulation

Your funds are professionally managed by the Over Fifty Guardian Friendly Society Limited, regulated by APRA.

Flexible payment options

Pay in full or in monthly instalments* – you’ll never pay more than the benefit you’ll receive. 

*Any outstanding instalment balance is required to be paid at the time of arranging the funeral.

Tailor your plan to your budget

Choose from a range of providers and packages to suit your needs.

Maximise your pension

Prepaid plans are generally exempt from the Asset Test for Age Pension purposes.*

*We recommend you check your eligibility for the exemption.

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With your Guardian Plan, peace of mind moves with you.

Your selected funeral services are price-protected from day one, and if you relocate, your plan can be transferred to a participating provider within a 70km radius of your new local area. With over 250 trusted locations across Australia, it’s easy to stay covered wherever life takes you.

Testimonials

Guardian Plan is helping Australians take control of their final chapter

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Peace of mind

Your funds are professionally managed until the selected funeral is required.

Flexibility

If you relocate, your plan can be transferred to a participating provider in your new area.

Control

Plan a unique farewell that reflects your life and legacy.

Helpful resources to get you started

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How to get a memorial bench or plaque
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How to make your funeral wishes known
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We’re ready to chat 

Start planning today

Conversations about funerals aren’t always easy, but they can be empowering. Our specialists are here to answer your questions, obligation-free.