Fact vs. fiction: Debunking myths about prepaid funerals

There are some pervasive myths surrounding prepaid funerals. Let’s clear things up. 

It’s natural to have hesitations about planning your own funeral. After all, it’s a topic many tend to avoid altogether. But prepaid funerals are far more practical, thoughtful and life-affirming than they might initially seem. In this article, we tackle some common myths and show you how our plans provide the flexibility, security and support you need to plan ahead.

Many people think you need to have every detail figured out before starting a prepaid funeral plan. But that’s not the case. Prepaid funeral plans offer flexibility, allowing you to cover the major elements upfront while leaving room for future decisions. You’re in control, and there’s no pressure to make final decisions immediately.

There’s a misconception that prepaid plans can’t be personalised to reflect individual wishes. This is far from true. Prepaid funeral plans give you full control over your farewell, from including special cultural practices to unique personal touches. You can design a farewell that truly reflects your life, legacy and values.

Thinking of moving in the future? We’ve got you covered. As part of InvoCare, Guardian Plan gives you access to a network of over 240+ funeral homes across Australia, so you can take your plan with you wherever you go. Whether you relocate for work, to be closer to family, or for a change of scenery, your prepaid plan will remain valid and accessible nationwide. You’ll have peace of mind, no matter where life leads. 

Unless you’ve had to plan one before, most people have no idea how much a funeral costs, and they might assume they’re too expensive to deal with now. But prepaid funerals actually offer some savings opportunities. Our plans allow you to lock in today’s prices and avoid future inflation. We also cater to a wide range of budgets, so you can find an option that works for you. Whether you’re looking for a simple, straightforward farewell or a more elaborate one, you’ll have plenty of options to choose from to suit your budget.

Many people worry their loved ones might take offence if they plan their own funeral. But most family members see it as an immensely thoughtful and selfless act. It alleviates the financial and emotional burden on your loved ones during an already difficult time. Plus, if you’d like to bring them on the journey, they can be involved right from the start – this isn’t something you need to do alone. 

Our plans are managed securely, with funds held by the Over Fifty Guardian Friendly Society, which operates under APRA regulation – providing thorough transparency. And, unlike insurance or savings accounts, prepaid plans guarantee your wishes will be honoured at today’s prices.